Insurance for an eco loan ptz cheaper
Zero-rate loan insurance
Since January 1, 2011, the zero-rate loan has become the zero interest plus loan (PTZ +). Amended January 1, 2012, this mortgage also includes the land pass and the tax credit on interest. Subject to conditions of resources, it finances low consumption housing and allows its subscriber to finance a part of the purchase of a first real estate intended for the principal residence.
The PTZ and its insurance
The PTZ is a mortgage, it is necessary to take out a zero rate loan insurance to ensure at least against the risk of death and disability. It is also possible to take out the guarantees of incapacity for work and unemployment. In the event that the insured poses health risks, he can benefit from the convention aeras.
Choosing Your Borrower Insurance in a Zero Rate Loan
The lending bank can not legally impose your own zero-interest loan insurance: you can subscribe to your credit insurance contract with the insurance company of your choice on the condition that it meets the minimum guarantee level. the lender’s offer.
It is precisely on this point that we intervene for you so that you get the best insurance offer zero rate loan market. We allow you to compete between the largest insurers with which we are partners, using our comparator insurance loan. It’s free, fast and without commitment! By choosing your credit insurance yourself, with the help of the Guermantes family broker, you can reduce the cost of your home loan while benefiting from customized guarantees.
Finance with a zero interest loan
The loan finances the realization of energy improvement works of a housing but also the costs of thermal study. Choose the ideal ptz insurance with the help of your mortgage insurance broker.
Accumulate an eco-loan with other helpers
Benefit from the tax credit, if eco-loan offer at zero rate subscribed before 31/12/2010, and if tax income of the household <45,000 €.
- local authorities,
- complementary loan sustainable development